Under the Fair Debt Collection Practices Act, consumers have protections from unfair actions by debt collectors and debt collection agencies.

The law provides that consumers may file a consumer protection lawsuit or an unfair debt collection practice lawsuit to enforce their rights.

Consumers who prevail in a lawsuit for unfair debt collection can obtain their actual damages, not to exceed $1,000 as well as their attorneys’ fees and court costs.

In some circumstances, plaintiffs who file a lawsuit against a debt collector can allege actual damages in excess of $1,000 for severe and extreme emotional distress. This can help some plaintiffs obtain justice for debt collector harassment.

Chicago consumer fraud attorneys and unfair debt collection lawsuit attorneys can assist potential clients in reviewing their potential claims against a debt collector.